Frequently Asked Questions

What is Online Payday Same Day Loan?

A payday same day loan is a short-term loan intended for covering urgent expenses (usually small amounts of money) and it’s typically repaid due on the next payday of the borrower.

When can I consider getting a payday loan?

You can consider applying for a payday loan for such emergency purposes as paying for unplanned expenses like urgent auto repairs or medical bills.

What requirements do I need to comply with to qualify for a loan?

You should be a US citizen or permanent resident and be at least 18 years old. In addition, you need to have an active bank account, a valid phone number and email address, as well as a verifiable and stable income.

Can I apply even though I have bad credit or no credit at all?

Yes, our lenders do not require borrowers to have good credit. Thus, anyone with a stable income can apply for our online payday same day loans.

How will I receive the funds?

If your online same day payday loan application is approved, the money will be deposited directly to your active bank account.

How long does it take to obtain a online loans same day?

Typically, you receive an instant loan decision after submitting the application, and the required funds will be available within 24 business hours after the approval.

What if I apply for a payday loan on Friday?

All the applications submitted in the morning are being approved on the same day. Although, the disbursement will be made on the next business day.

Can I apply for a loan on holidays or a weekend?

You’re welcome to apply for a payday loan at any time convenient for you. However, loan applications submitted on weekends or holidays are forwarded to the next business day.

What if a lender declines my application?

We deal with many different lenders and we will not stop searching until we find the right lender who can give you the loan you need.

How can I pay back the online payday same day loan?

The payday loan amount and fees will be automatically withdrawn from your checking account on the due date.

What happens if I miss a repayment?

This is not an issue, just contact the lender you got the loan from. All our lenders are on hand to help you catch up on a missed payment.

For any other questions you may have, please use our contact form. Thank you!